MOTIVATED SELLER! Discover a rare versatile investment opportunity at Harbor Terrace, where SHORT TERM RENTALS are permitted, making it the perfect vacation rental, seasonal getaway, or year-round primary residence. This west-facing unit boasts captivating waterfront views looking straight down the channel to Lake Michigan, featuring front-row seats to the lighthouse, bustling marina, and the iconic SS Badger. This unique two-story, loft-style condo blends historic charm with modern comfort. Soaring 12-foot ceilings, exposed concrete pillars, and an open floor plan create a bright and welcoming main level, featuring the kitchen, dining, and living areas, ideal for both entertaining and everyday living. A half bath and laundry room complete the first floor. Upstairs you'll find a second living area, three bedrooms, and two full bathrooms, offering space for family, guests, or work-from-home needs. Residents of Harbor Terrace enjoy exceptional amenities, including an indoor swimming pool, hot tub, fitness room, and a rooftop patio with 360-degree views of downtown Ludington, Pere Marquette Lake, and Lake Michigan, plus a heated parking garage. What you will love most about this location is you're just steps from Ludington's vibrant downtown. Close to shopping, breweries, restaurants, marinas, parks, and, of course, the sugar sand beaches of Lake Michigan at Stearns Park. This is lake-town living at its finest. Buyer to verify all information.