In the heart of Saugatuck, where charming streets lead to the waterfront and the boardwalk, this inviting property offers a rare opportunity to own a successful vacation retreat with a separate guest cottage. Just a short stroll to downtown shops, restaurants, galleries, and harbor views, the location places you right in the center of everything that makes Saugatuck such a beloved destination. The main home welcomes guests with comfortable living spaces, three bedrooms, two baths, a spacious eat-in kitchen, and convenient main-floor laundry. Just steps away, the guest cottage offers a charming studio with vaulted ceilings, creating a private and cozy space that guests love. Outdoor living is equally appealing, with a screened porch, relaxing deck for dining and gathering, and a private fenced backyard that feels tucked away while still being in the heart of town. This property has a proven history as a high-performing vacation rental and is currently part of the Mill Pond Realty rental management program, with the home and guest cottage rented together. Despite zoning changes in Saugatuck, this property holds a Short-Term Rental Certificate, making it an increasingly rare investment opportunity. Offered turn-key and rental ready, with most furnishings included, the new owner will step into an established rental program with reservations already in place to be honored. Guests love being able to walk to downtown activities, the waterfront, and then return to the privacy of their own backyard retreat. Just minutes away are the beautiful sandy beaches of Lake Michigan, completing the perfect combination of location, charm, and income potential.